Loan amount: 150,000 GHS – 250,000 GHS
Loan term: shortest is 91 days, longest is 365 days
Daily interest rate: 0.0057%
Maximum annual interest rate APR: 20.55%
Calculating the number is very easy. For example, if you choose a loan of 100,000 over 12 months, we
will display the details below:
Installment plan: 12.
Principal: 100,000 GHS.
Amount of expenditure: 100,000 GHS. Amount of expenses = capital – expenses 100,000 GHS – 0 GHS = 100,000 GHS.
PMT (monthly payment amount): 10045.8 GHS. PMT = GHS100,000 x (1 + 20.55%)/ 12 = GHS10045.8.
Cost: 0 GHS.
Total interest: 20,550 GHS.
Total amount: 120,550 GHS. Total amount = capital + total interest = 120,550 GHS.
Overall interest rate: 20.55%. Total interest rate = total interest / principal * 100% =, 120,550 GHS / 100,000 GHS * 100% = 20.55%.
Monthly interest: 1.71%. Monthly interest = total interest rate / installment = 20.55% / 12 = 1.71%.
# In YooCash #
1. Create your account.
2. Apply in seconds.
3. Receive your loan directly into your bank account.
4. Increase your loan limit each time you repay a loan.
# Loan Eligibility #
1. Ghana citizen.
2. Over 18 years old.
3. Valid document and evidence.
4. Must have an active bank account.
# About YooCash #
Crissy Financial Limited is a systemically important microcredit company within group companies branded YooCash.
Crissy Financial Limited has created YooCash as a free application.
All loan applications are approved and sanctioned by the Reserve Bank of Ghana(RBG) and communicated upstream when applying for the loan.
Address: C59C+7JM, Kalpohin Estate 1st Rd, Tamale, Ghana
Email: yoocashservice@outlook.com
Mobile: +233 811000010.
Business hours:
Monday to Friday: 9:00 a.m. to 6:30 p.m.
Saturday to Sunday: 10 a.m. to 6 p.m.