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● Take out frequently used services and

● Pay with the APP the moment you need to pay

● When conveying your heart, send a forward envelope

● Gather all my scattered assets in one place

● Only the benefits that are perfect for me are filled with APP

● Tips to make finance easier, collect in the future

● Easy to use other stocks and APP from the start

● Making everyday life happier, collecting happiness to receive 100% coupons

▶ Kakao Pay main features

– Wealth management that is possible without cumbersome public certificates these days, where there are many things to spend money on, such as remittance, payment, card, account, insurance, loan, and investment

– Scheduled remittance, automatic transfer at the desired frequency and date according to the purpose of use, such as meeting membership fees, congratulations and condolence expenses

– Quick and convenient payment with biometric authentication, payment without place restrictions with barcode and QR code

– From Kakao Pay payment history to card and cash receipts! Deposit and expense history management, accounts, investments, my car, even loans! A financial report that analyzes consumption history

– Korea/US stocks at once, easy and convenient stock investment that anyone can do

– Provide electronic receipts in the same form as paper receipts! Shinhan Card, Hana Card, and Lotte Card payment receipts are all stored automatically

– Use various bills and registered mail conveniently in one place, securely with certified electronic documents, and even pay at once

-KakaoTalk friend remittance, Kakao Pay bill, investment, etc. Remittance for service use is all free

– Manage multiple affiliate memberships at once with one barcode, such as CJONE, GS&POINT, Happy Point, Lotte L Point, Shinsegae Point, Hyundai H Point, etc.

– KakaoPay ATM withdrawals that can be withdrawn with just one app and authentication number without a card

– A new authentication method to replace public certificates, a simple Kakao Pay certificate

– First in the fintech industry, financial security institute information protection personal information management system (ISMS-P) integrated certification

– Establishment of big data AI-based abnormal transaction detection system (FDS)

– You can pay in offline stores with your Wear OS device. Easier and faster Kakao Pay, meet right away. (Wear OS version 3.0 or higher, requires linkage with mobile Kakao Pay)

▶ Payment Merchant

– Online: Baedal Minjok, Interpark, Timon, Yogiyo, Yanolja, How about here, WeMakePrice, iHerb, Aliexpress, PlayStation, WATCHA, Musinsa ( Musinsa), Today’s House, Kyobo Bookstore, etc.

– Offline: All convenience stores nationwide, Lotte Department Store, Lotte Outlet, Shinsegae Department Store, Nonghyup Hanaro Mart, E-Mart, Olive Young, Robs, Lalavla, Paris Baguette, Starbucks, Gongcha, Baekdabang, H&M, COS, Burger King, Subway ( subway), snow ice, Frisbee, etc.

Finance easily, freely, safely, and with peace of mind with Kakao Pay.

Finance becomes everyday life.

In accordance with Article 22-2 of the Information and Communications Network Act (agreement on access rights), we provide information on the access rights required when using the Kakao Pay app as follows.

○ Required Permissions

– Phone: Used to identify mobile phone status and device

○ Selection permission

-Camera: Scan or take a picture of the code when remittance and payment

-Location: Check location when sending money and paying

-Storage space: QR image storage

* You can use the service other than the corresponding function even if you do not allow the optional permission.

* According to Android policy, OS 6.0 and below must allow all permissions. If you want to selectively allow permissions, try updating your OS version.

○ Kakao Pay customer center chatbot (Kakao Talk): 24 hours a day, 365 days a year (contact counselor: weekdays 9:00-17:30)

○ Customer Center: 1644-7405 (weekdays 9:00-18:00)

○ Report loss and theft: 1833-7483 (24 hours)

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